Wednesday, October 8, 2025

🧱 Factions of Self‑Preservation 6: Unprepared by Design

How Hickory’s Civic Infrastructure Refuses to Plan for the Future


Headline Insight

Hickory governs in 1995 — while the rest of us are building for 2035.

 * Executive Summary *


Anchor Statistic

While North Carolina has allocated over $1.2billion to close its broadband and digital divide, parts of towns like Hickory continue operating with only 25Mbps, technically labeled ‘served’ but functionally obsolete.
(ncbroadband.gov, catawbacountync.gov)


System Overview: How a Digital Era Is Ignored

In a moment when every city is racing toward AI, robotics, and digital equity, Hickory remains glued to the past. There’s no AI strategy, no tech incubator, and no future-proof infrastructure. Local planning, schools, and economic development are stuck in analogue governance, leaving the community vulnerable, outdated, and blind to what lies ahead.

Let’s break down the key failure points:

 1. No AI, No Robots, No Strategy

Modern civic planning mandates a discussion on automation and future industries. Hickory isn’t even in that conversation:

· Many N.C. school districts still lack written policies on AI— let alone training, curriculum, or strategic adoption.
(WRAL.com)

· Statewide, there’s growing investment in 21st-century STEM—but local initiatives in robotics and AI incubation are absent.
(EdNC, dpi.nc.gov)

 

2. Broadband Isn’t the Problem—It’s the Solution We Ignored

Hickory’s infrastructure labels it 'served'—yet doesn’t support real digital functionality:

· County-wide, 25Mbps service is available, but that speed won’t sustain modern education, healthcare, or remote work.
(catawbacountync.gov)

· NC’s statewide broadband push is underway, with dedicated funding to build 100Mbps+ capacity—yet local follow-through and adoption are unclear.
(WFAE, Carolina Public Press)

 

3. STEM Education Has Content—Not Momentum

STEM remains more promise than progress in Hickory:

· North Carolina recognized April 2025 as STEM Education Month, signaling statewide intention… but local execution remains flat.
(NC Governor)

· STEM support exists at the state level—but without local adaptation and context, the talk never ripples into classrooms.
(dpi.nc.gov)

 

4. No Innovation Ecosystem to Bridge Today and Tomorrow

A future-forward city needs places to prototype ideas. Hickory has none—and that silence speaks:

· No startup accelerators.

· No tech hubs.

· No multi-agency coalitions to foster innovation or digital literacy quietly stalled.


Who Benefits — and Who Pays?

Who Benefits?

· Civic leaders who profit from inertia—no need to plan beyond today.

· Institutions preserving legacy processes, not systems transformation.

Who Pays?

· Local youth facing education that won’t prepare them.

· Older residents cut off from telehealth, remote economies, and civic mobility.

· Businesses stuck in analog operations, unable to innovate.


 🧠 Reflective Prompts and Responses

1. When was the last time Hickory asked “What if our jobs require code, not just labor?”

Answer:
Hickory has never seriously posed this question—at least not in any public, civic, or economic development setting. Despite North Carolina's broader push toward tech-driven education and employment, Hickory continues to romanticize its legacy of trades and manufacturing while sidestepping the reality that future-ready skills increasingly involve coding, data fluency, and automation literacy.

This silence reflects institutional fear of change and a lack of imagination. The community is functioning as if manual labor and logistics will always dominate the landscape, ignoring that even these sectors are being rapidly digitized. Without a shift, Hickory is functionally preparing its youth for a labor market that won’t exist in 10 years.

 

2. What would change if broadband urgency was part of every civic meeting’s agenda?

Answer:
Treating broadband as critical infrastructure—not a luxury—would reshape nearly every conversation in Hickory:

· School Boards would be forced to confront digital inequality as a driver of long-term educational failure.

· Economic Developers would finally admit that remote work, telehealth, and digital commerce require real investment—not marketing fluff.

· Council Meetings would shift from brick-and-mortar nostalgia to tech-driven opportunity zones.

· Workforce Programs would reframe job training around telework, coding bootcamps, and AI literacy—not just forklift certification.

Broadband is not just a utility—it’s the precondition for participating in the modern world. Making it central would force Hickory to acknowledge how far behind it is—and how much of that is due to choice, not fate.

 

3. Can we afford to wait for innovation—or should we invite it now, even if uncomfortable?

Answer:
Hickory’s long-term viability hinges on this question—and the answer is clear: we cannot afford to wait.

Waiting means:

· Losing another generation of local youth to cities that actually innovate.

· Becoming more dependent on transient labor and outside ownership.

· Watching the tax base erode as digital entrepreneurs, educators, and creatives go elsewhere.

Inviting innovation now—yes, even if it disrupts legacy power structures—would offer Hickory its best (and perhaps only) shot at intergenerational stability. But it requires civic courage. It means redefining what leadership looks like, what education is for, and who gets to shape the future.

 

 For Deeper Context

· Closing the Digital Divide in NC — how the state is allocating $1.2B for infrastructure, devices, and training.
(BroadbandUSA)

· Tech-Driven Job Creation in Rural Communities — remote work, broadband, and economic resilience.
(mcnc.org)

· AI in the Classroom: NC School Policy Lag — a snapshot of how technology is ignored in schools.
(WRAL.com)


Closing Thought

A city that ignores digital futures doesn’t stay steady—it stagnates. Being “behind” isn’t a timing issue—it’s a conscious choice. Hickory must choose: prepare or perish. 

Monday, October 6, 2025

🌐⭐ Hickory at the Crossroads: AI, Data, and the Fight for Our Future ⭐️🌐

Hickory has been here before.

When globalization and trade liberalization rewrote the maps of manufacturing, we hesitated. We waited for old industries to return. They didn’t. Forty thousand jobs vanished between 2000 and 2009. Families splintered, young people left, and a middle-class that once seemed unshakable withered.

Now, as artificial intelligence and digital infrastructure drive a new era of economic transformation, Hickory faces the same test. The question is not whether AI will reshape our world—it already has. The question is whether Hickory will once again drift into decline, or whether we will build the civic architecture to seize a future that rewards us, not bypasses us.


The New Infrastructure: Power, Fiber, and Velocity

AI is not just about clever software. It is about hardware, energy, and scale. Former Google CEO Eric Schmidt said in May that the U.S. will need 90 gigawatts of new power just to feed AI systems in the coming decade. A single nuclear plant produces roughly one gigawatt. The scale is staggering.

Catawba County sits right in this storm. The CommScope sale of its Connectivity and Cable Solutions division to Amphenol this August is not just a balance-sheet maneuver—it ties our region to the very cables and components that form the backbone of AI and cloud computing. Claremont’s facility could either rise as a flagship hub for advanced connectivity or fade into irrelevance if leadership and investment falter.

And then there are the data centers. North Carolina has already courted billions in data-center construction, including Microsoft’s push into our backyard. These facilities promise prestige and property tax headlines but rarely deliver durable jobs—sometimes fewer than 200 employees for billion-dollar sites. They demand massive amounts of water and electricity, while counties often give away the very tax base they were supposed to gain through incentives.

The stakes are obvious. Without rules and foresight, Hickory risks trading one cycle of extraction for another: fiber and power flowing out, wealth and control flowing elsewhere.


Hickory’s Digital Blind Spot

The danger is not theoretical. We already see the patterns of civic inaction.

Last year, local leaders floated the idea of an AI readiness study. It was announced with fanfare, linked to the “Future of Catawba County” summit. But when businesses failed to show up, when chambers and institutions declined to invest, the project died quietly. The opportunity slipped away without so much as a public post-mortem.

Meanwhile, over 13,000 households in our metro remain without reliable broadband. That is not a statistic—it is a hard ceiling on who can participate in a digital economy. Add to that gaps in digital literacy, device access, and civic navigation, and you begin to see how entire neighborhoods are excluded before the race even begins.

It isn’t just infrastructure. Hickory has no incubator network. No AI challenge programs. No structured pathway for a high school graduate to step into digital-era work without leaving the region. We beautify streets and build trails, but the civic foundation for economic velocity remains fractured.


Who Benefits, and Who Doesn’t

The truth is uncomfortable: Hickory has leaned its economy toward demographics unlikely to generate entrepreneurial energy. Fixed-income retirees and under-capitalized immigrants form the backbone of population growth here. Both groups deserve safety and dignity. But structurally, neither group is positioned to launch startups, invest in innovation, or circulate capital with the velocity needed to sustain a thriving middle class.

At the same time, younger adults who do arrive leave quickly. They sense what many of us already know—that the architecture for ambition here is weak. Without decisive change, the pattern will repeat: extraction at the top, stagnation at the bottom, and drift in the middle.


A Blueprint for Circulation, Not Extraction

Hickory does not have to be San Francisco or Austin. But it must be smarter than it has been. Here’s what a real blueprint would look like:

  • Data Centers as Utilities, Not Trophies. Require new builds to use reclaimed water, offset their power demand with renewables, and pay impact fees tied to megawatts consumed. Post decommissioning bonds before construction begins. If companies refuse, they reveal their true intent.

  • Broadband First. Treat high-speed internet as non-negotiable infrastructure. Leverage state and federal funds aggressively. Create a Catawba River basin-wide task force to close last-mile gaps and link broadband expansion to workforce pipelines. The goal should be for full connectivity of the entire Foothills Corridor.

  • Workforce Training with Urgency. Stand up AI-lite training programs through CVCC and LRU within a year—not five years. Focus on practical skills: data handling, automation integration, cybersecurity. Build on what we already know in advanced manufacturing and fiber optics.

  • Entrepreneurial Anchors. Chambers and civic groups should sponsor hackathons, startup contests, and pilot projects for small businesses to integrate AI. Incentivize local ownership, not just global tenants.

  • Civic Alignment. Stop building for ribbon cuttings and start building for resilience. A community that invests in its people—youth, workers, creators—will circulate capital locally. Without circulation, even the best industrial wins will drain away.



High-speed internet is modern infrastructure 

The Internet is no different than water, power, or roads. The opportunity is here: state and federal funds (BEAD, IIJA, and others) are flowing now, but they have to be pulled down aggressively and deployed with discipline.

That requires more than city-by-city projects. We need a Catawba River basin-wide task force to identify and close last-mile gaps, coordinate build-outs across jurisdictions, and ensure expansions aren’t just about fiber in the ground but about real people gaining access.

Every mile of cable should be tied directly to workforce pipelines — training, apprenticeships, remote work hubs, and small business support. The benchmark must be full connectivity across the Foothills Corridor: from Lake James to Lincolnton, from Hickory to Lenoir, from the river’s headwaters to its downstream arteries.

Only then do we flip broadband from a patchwork advantage into a regional engine.



Late Again, or Ready at Last?

The lesson from Hickory’s past is simple: waiting kills. Waiting killed textiles. Waiting killed furniture. Waiting killed the initial inroads into Modern Manufacturing. Waiting will kill our AI future if we let it.

The data centers are coming. The power demands are real. The fiber that runs beneath our feet is more valuable than the furniture that once sat above it. What we decide in the next three to five years will determine whether Hickory becomes a node in the digital backbone or another cautionary tale of missed chances.

This is not about chasing hype. It is about refusing to be left behind a third time.

Because in the AI age, there is no bailout for latecomers. There is only drift—or determination.

Hickory must choose.

Saturday, October 4, 2025

Hickory, NC News & Views | October 5, 2025 | Hickory Hound

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HKYNC News & Views Oct 5, 2025 – Executive Summary  

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 🧠Opening Reflection:

 The Weight of the Monthly

For most families, stability is measured not in theory but in the monthly payment. That figure decides whether a household rests easy or carries strain. Over the past two years, the monthly has grown heavier, not through mismanagement but through the combined force of economic currents that few can escape.

The first current was national. Inflation surged after the pandemic, and the Federal Reserve raised interest rates at the fastest pace in four decades. Mortgage rates followed, climbing to levels unseen since the early 1980s. A home that once penciled out as affordable at three percent interest suddenly cost hundreds more each month at seven. The house itself did not change; the arithmetic did.

The second current was supply. New construction has lagged for years, and those who already owned homes became reluctant to sell, holding onto mortgages fixed at lower rates. Inventory shrank further when storms like Helene destroyed units in western counties and slowed the return of others under repair. With fewer homes available, prices held firm even as borrowing costs rose.

The third current was income. Hickory’s median household earnings stand roughly a quarter below the national average. That wage gap is not the result of laziness but the structure of our economy: a concentration in service, health care, and light industry that sustains the region but pays less than the metro hubs. When incomes begin lower, every increase in the monthly exacts a greater toll.

The final current was demand. Retirees relocating with equity from elsewhere and remote workers carrying metropolitan salaries can often outbid local families. They are not at fault; they are simply using the means available to them. Yet their purchasing power, combined with tight supply, drives the market higher. Renters feel this pressure most sharply, as rising property taxes, insurance, and financing costs are passed through in higher rents.

Together, these forces form a gear train. Inflation and interest rates raise the cost of borrowing; constrained supply keeps prices from falling; modest incomes limit resilience; and external demand applies upward pressure. Families who once saw themselves as securely middle class now weigh every unexpected bill against the risk of slipping.

This week’s Feature introduces two tools—the Cost of Home Index and the Household Comfort Index—to bring clarity to that strain. They measure what it means, in concrete terms, for a Hickory household to shoulder the cost of housing in 2005, 2015, and 2025. They translate national policy and market forces into the arithmetic of a paycheck and the margins of a budget.

If the community wishes to preserve its middle, it must either lighten the monthly or strengthen the income. Without that adjustment, the gap will widen, and more households will find themselves not climbing but clinging.

 

----------------

📤This Week:

 

Monday - (Substack) -  The Foothills Corridor - Part V - Scaling and Strategy - Chapter 18: The 20-County Challenge - The Foothills Corridor has proven it’s not done. We've seen the collapse, we've tracked the early signals, and we’ve documented the foundations that are starting to hold. But now comes the real test: Can the region move from isolated progress to coordinated momentum?

 

Tuesday - Dear Rachel – Episode 7: When Bodies Break & Systems Don’t Healconfronts the human cost of chronic illness, economic displacement, and fading community memory. Through the voices of a disabled worker, an executive complicit in outsourcing, and a ghostly reminder of lost industry, the episode reveals how fragile bodies and fractured systems intertwine. It underscores the gap between resilience and support, urging protections for disabled workers, accountability in economic policy, and respect for memory as a guide to rebuilding.

 

Thursday - 🧱 Factions of Self‑Preservation 5: No Way Up How Workforce Misalignment Injures Career Mobility and Economic Renewal

 

Friday -  (Substack) - The Foothill Corridor - Chapter 19: Governance, Procurement, and Public-Private Coordination - the biggest ideas often stall—not because they’re unworthy, but because the systems needed to support them are fragmented, outdated, or misaligned. Good intentions die in committee. Bold ideas get buried under red tape. Projects fizzle out when public and private actors aren’t rowing in the same direction.

  

-----------------

📤Next Week:

 

Monday - (Substack) -  The Foothills Corridor - Chapter 20: Metrics that Matter: Measuring Real Change - For the Foothills Corridor, where energy is precious and attention is scattered, having the right metrics is not just a bureaucratic exercise. It’s a strategic imperative.

 

Tuesday - 🌐⭐ Hickory at the Crossroads: AI, Data, and the Fight for Our Future ⭐️🌐 - The question is whether Hickory will once again drift into decline, or whether we will build the civic architecture to seize a future that rewards us, not bypasses us.

 

 Thursday - 🧱 Factions of Self‑Preservation 6: Unprepared by Design - How Hickory’s Civic Infrastructure Refuses to Plan for the Future

 

Friday -  (Substack) - The Foothill Corridor - Chapter 21: Building an Ecosystem, Not Just a Cluster - Clusters can thrive and still leave people behind. Ecosystems are harder to build, but they’re better at keeping people, talent, and opportunity rooted in place.

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 ⭐ Feature Story ⭐

The Cost of Home and the Architecture of the Shrinking Center

Hickory’s housing conversation is often reduced to a single number: the latest listing price. That’s not enough. Prices float; budgets don’t. What determines whether families can stay rooted is not the sticker price on a house but the full cost of holding a home over time measured against the money they actually bring home. 

This week, we put structure under that feeling with two tools: the Household Comfort Index (HCI)—a five-tier snapshot of how families actually live after taxes and essentials—and the Cost-of-Home Index (CoHI), which tracks monthly ownership costs including Principal, Interest, Taxes, and Insurance (PITI) plus Private Mortgage Insurance (PMI), alongside comparable rent by comfort tier. Converted to constant 2005 dollars (2005-$) using the Consumer Price Index for All Urban Consumers (CPI-U), these tables reveal what locals already know in their bones: the real cost of a typical home has climbed far faster than the real incomes of typical families.

 

 
 
 

What changed from 2005 → 2015 → 2025 (in 2005 dollars)

In 2005, a “Comfortable” household and a “Solidly Middle” household could buy within shouting distance of one another: about $140,000 and $120,000 respectively (2005-$), with monthly ownership costs not far above comparable rent. By 2015, low mortgage rates cushioned the climb in values; ownership costs for first-time buyers were still roughly in line with rent.

By 2025, the math breaks: even after inflation-adjusting back to 2005-$, a typical “Comfortable” home rises to about $213,500 while a “Solidly Middle” home lands around $178,100. Incomes do not keep pace. Real “Comfortable” income rises modestly (~$52,500 → ~$57,900 2005-$), while real “Solidly Middle” income sits near ~$38,650 (2005-$)—a thin cushion for modern ownership costs.

The result shows up where it matters: the monthly nut. In 2015, a first-time buyer’s typical PITI (plus PMI) in Hickory tracked a typical rent; by 2025, the same buyer faces a monthly outlay that is 85–100% higher than median rent. Households with equity, pensions, or portfolio income can still step across that gap; those without cannot. That divide is the architecture of the Shrinking Center.

 





The gears behind the squeeze

The past two years tightened four gears at once:

· Rates: After a long era of cheap money, mortgage rates jumped into the 6–7% band, lifting principal-and-interest by hundreds per month even when prices stayed flat.

· Prices: Hickory’s typical home value pushed toward the high-$200s (nominal) as pandemic migration, investor activity, and higher-income newcomers bid up limited supply.

· Income: City median household income (~$63,000) trails the U.S. median by a wide margin, leaving less room to absorb higher monthly costs even for steady earners.

· Stock: Years of under-building and the loss of affordable older units (storm damage, teardown, and conversion) mean fewer “starter” homes and tighter rental markets.

These gears mesh. Higher rates make each listed price heavier. Scarce stock lets prices stick. Slower local incomes force families down into smaller, older units or back into rent. In the aggregate, that’s how a middle becomes a margin.


What the Household Comfort Index (HCI) reveals

The HCI tiers—Well-Off, Comfortable, Solidly Middle, Struggling, Deeply Vulnerable—are not abstractions; they’re lived budgets. “Comfortable” households show a 25–40% surplus after essentials—enough to plan and recover. “Solidly Middle” households may have 10–25% left, which vanishes with a transmission failure or a dental bill. “Struggling” households hover at zero.

In 2025, Solidly Middle ownership in Hickory pencils near $2,000/month for PITI on a typical home—roughly double local median rent—and that’s before transportation, childcare, or healthcare. At that price, the budget line between “solid” and “sliding” is one misfortune wide.


Rent is not a refuge—just a different trap

Yes, rent is cheaper month-to-month than buying in 2025. But rent also compounds the Shrinking Center: no equity build, annual increases, and fewer long-term roots in schools and neighborhoods. For many Start-Up households, the only path to ownership is either more years in rent or moving farther out—both of which raise hidden costs (commutes, time, vehicle wear, childcare logistics) that don’t show up in a listing price but do show up in a life.


Who’s anchored—and who’s exposed

· Anchored: Retirees with equity from elsewhere, dual-income remote workers, and long-timers who bought before the rate shock. Their monthly cost is stable or portfolio-cushioned. They become the new “Comfortable.”

· Exposed: First-time buyers, service-sector families, renters displaced by storm damage or eviction, and young returners trying to put down roots. These households live one furnace failure away from a move.


Why this matters for Hickory’s future

A city is not built by closings alone—it’s built by the circulation those closings create. When ownership concentrates in households with external equity, dollars circulate less locally. When the Solidly Middle can’t buy near work, they spend more on gas and less at local restaurants, clinics, and shops. When Start-Up families delay ownership by five years, birth timing, school stability, and neighborhood continuity shift with them. The civic load that churches, volunteer networks, and youth programs carry gets heavier while tax dollars must stretch across new subdivisions and older neighborhoods at once.


What would change the slope (practical levers)

You have argued for “high-velocity circulation” and a center that can actually hold. The numbers here point to four pragmatic levers:

1. Starter inventory on purpose: Legalize and normalize smaller formats—duplexes, cottage courts, accessory dwelling units (ADUs) near transit and jobs. Pair approvals with off-the-shelf pattern books to cut design friction and time-to-permit.

2. Cost-of-hold reforms: Tie incentive deals and rezones to lower ongoing costs: property-tax abatements that phase out as incomes rise; impact-fee credits for units under a price cap; utility-ready lots to reduce hookup cost.

3. Down-payment & refinance ladders: Local down-payment pools (public + employer + philanthropy) for first-time buyers in the Solidly Middle tier; automatic refinancing counseling when rates fall to improve monthly survivability.

4. Own where you work: Employer-assisted housing and land-lease models near hospitals, schools, and major employers that lock monthly costs below rent for five years and convert to fee-simple later.

None of these require waiting for a national miracle. They require alignment—city, county, lenders, employers—around the premise that keeping the middle anchored is a core infrastructure function, not a side project.


Reading the year ahead

If rates ease a little in 2026, ownership costs will come down—but not enough to fix the gap alone. Without new starter units and lower cost-of-hold, a 50–100 basis point (bps) rate improvement merely shifts who qualifies at the margin. The structural work is local: where we allow smaller homes, how we tame soft costs, and whether we help Solidly Middle households cross from rent into equity before they age out of the chance.


Bottom line

The data you see in the HCI and the CoHI is the x-ray behind Hickory’s daily conversation. It explains why “life feels tighter” even when headlines cheer new builds and ribbon-cuttings. A healthy center is not nostalgia; it is design. If we want Hickory’s middle to hold, we must engineer for it—homes sized and priced to match real incomes, monthly costs that ordinary budgets can carry, and a policy habit that measures success not only by units added but by neighbors kept.


Notes on method (for readers who want the math)

The HCI tiers reflect typical gross and take-home income bands and buffer after essentials; the CoHI calculates monthly PITI (plus PMI when loan-to-value, LTV, exceeds 80%) for representative homes by tier in 2005, 2015, and 2025 using prevailing 30-year rates, with taxes/insurance assumptions appropriate to Hickory. A companion table converts all series to constant 2005-$ using CPI-U to show real changes over time. Full tables (including the 2005-$ view) are available in the supporting document.

Cost of Home Acronyms and Terms

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  File:Greek lc alpha.svgMy Own Time Ω

 The Weight of Shelter

When I look at these tables—the Household Comfort Index, the Cost-of-Home Index—I see more than numbers. I see the gap between what life once offered and what it now demands. In 2005, the math still worked for most families. The dream of a first house was not easy, but it was not impossible. You saved, you signed, you moved in, and the payments felt heavy but not crushing.

Today, the numbers tell a harsher story. Mortgage rates have climbed to heights my parents and grandparents would have never thought conceivable. My grandparents bought a house for $16,000 in 1965 that is now said to be worth over $300,000 -- something they never would have imagined. Even in the 1980s you could buy a start-up house for between $30,000 and $50,000. In the early 2000s a start-up house was somewhere between $75,000 and $125,000 depending on age, location, and condition. 

Rents are now as much as a mortgage was before the Pandemic. Deals are few and far between. Rental costs stretch higher each year, yet you build no wealth through equity. Incomes in Hickory trail the national averages by 25%, so even those working steadily feel as if they are walking up a down escalator.

The words we use—PITI, PMI, CPI—are just shorthand for the lived reality of bills stacked on the counter, cars that still need gas, children who still need braces, roofs that still leak when it rains. The Shrinking Center is not an abstract theory. It is the tired look on a face at the grocery line, the delayed furnace repair, the young couple who wonders if they will ever get out from under rent.

And yet, the center has always been where communities live or die. Churches, schools, youth teams, small businesses—they are powered not by the very rich or the very poor, but by the families in between, who give their time, their energy, and their dollars back to the community. If the center cannot hold, the fabric frays.

My own reflection is this: a city’s strength is not measured in ribbon-cuttings or listing prices, but in whether its ordinary households can keep a roof overhead without fear of collapse. If we want Hickory’s future to be more than a showcase of new builds, we must remember that the real architecture of community is built from personal budgets, paychecks, and whether or not you and your neighbors get to stay and build roots in our community.

 ------------------------- 

📝 Haiku:

Brick walls rising fast,
paychecks lag where roots once held—
center strains and bends.

 ----------------------------

 🥠 Fortune Cookie Reading:

 “Your true wealth is measured not in square feet, but in the space your community leaves for hope. Guard the middle ground—it is where futures either anchor or drift away.”

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Index of past News and Views - 2025