Saturday, February 7, 2026

Hickory, NC News & Views | February 8, 2026 | Hickory Hound

 

   If this matters…

Comment. Send a letter you'd like me to post. Like the Hickory Hound on my various platforms. Subscribe. Share it on your personal platforms. Share your ideas with me. Tell me where you think I am wrong. If you'd like to comment, but don't want your comments publicized, then they won't be. I am here to engage you.

Get in touch: hickoryhoundfeedback@gmail.com

 

HKYNC News & Views February 8, 2026 – Executive Summary  

Hickory Hound News and Views Archive


-----------------------------------


📤This Week: 


(Tuesday) - Hickory 102: 6th Verse - When Risk Becomes Normalized Instead of Resolved -  It explains present-day behavior: why people tolerate conditions they once would have rejected.

 


------------------------------------

 

 📤Next Week: 


(Tuesday) - Hickory 102: 7th Verse - When Time Horizons Collapse -  It explains present-day behavior: why people tolerate conditions they once would have rejected.

 

(Thursday) - Middle Class Traction #6: Place → Belonging - Time in place no longer guarantees influence or inclusion.



 🧠Opening Reflection: 

The Maintenance of the Mirage

If you take a walk through Hickory today, in early 2026, the optics are undeniably polished. You see the finished segments of the Hickory Trail winding through the city, the new banners celebrating our "Well Crafted" identity, and the glossy renderings of the Innovation District. The institutional narrative—delivered through press releases and city council goals—is one of "unprecedented transformation." From the perspective of a bond report or a state-level grant application, Hickory is a machine that is finally humming. We are told that tens of millions in local investment have been leveraged into a billion-dollar ecosystem of progress.

On paper, the city is thriving. But for many people living here, that prosperity feels like a broadcast they’re watching through a window from the outside.

There is a specific kind of exhaustion that sets in when the reality you live in doesn't match the one being described by the "policy makers." This is the core of the Mirage. It is the psychological and economic gap between a city that looks "busy" and a resident who feels "buried." While the official dashboard tracks "industrial readiness" and "placemaking," the individual is tracking their own diminishing returns. They are measuring their life not in terms of multimodal urban trails, but in terms of the hour stolen by a glitchy utility portal—perhaps during a login error or delayed password reset on the city's Paymentus online payment system—or the added sting of recent rate hikes that make basic services feel like a luxury.

Consider the billing realities hitting Hickory households right now: The FY 2025-2026 budget brought a 1% increase in water and sewer customer and availability charges, a 5% bump in volume rates (adding roughly $1.51 monthly for average users), and a $1 hike in sanitation fees to $29 per month. 

 These aren't abstract numbers—they compound the frustration of navigating a digital-only payment push, where self-service portals offload troubleshooting onto residents, potentially leading to late fees or service disruptions for those without easy tech access. Add in broader utility pressures, like Duke Energy's approved residential electric rate increases of up to 16% statewide,  and the Mirage sharpens: efficiency for the system means erosion for the citizen.

What we are witnessing is a quiet shift in the very architecture of our community. In the past, Hickory’s strength was its middle layer—the local owners, the human buffers in city offices, and the paths that allowed a person with a CVCC credential to build a stable life right here. Today, those human layers are being replaced by what I call The Institutional Machinery. We’ve swapped the "Good Friction" of a five-minute conversation at a counter for the "Bad Friction" of a digital gauntlet designed to offload the city’s administrative labor onto the citizen's time.

This isn't just about a few annoying websites or rising costs. It is about operational cannibalization. The system is preserving its metrics—low headcount, high revenue, "efficient" automation—by liquidating the time, patience, and future resilience of its residents. We are training our best talent at CVCC only to watch them hit a "Wage Ceiling" and export their skills to Charlotte or Raleigh because local wages don't create economic “grip” for the middle class. We are essentially subsidizing the exit of our own future to maintain the illusion of current stability.

When we talk about "Hickory Moving Forward," we have to ask: who is moving, and who is just running in circles to keep the machine flowing? Activity is not the same thing as traction. Traction is what allows ordinary people to convert effort into stability. When that traction erodes, the system does not stop functioning—it starts consuming its own foundation.

This week’s News & Views is not about any single policy or decision. It is an exploration of how a city can look modern while becoming increasingly unforgiving to those operating without a safety net. It is about how multiple reasonable actions combine into a single structural outcome: one where the work of keeping the city running is shifted quietly onto those least able to absorb it, while the system congratulates itself for functioning smoothly.

That is the maintenance of the mirage. And once you see it, it becomes impossible to unsee.

===================


Feature Story

The Maintenance of the Mirage: 

Why Hickory Feels Busy While You Feel Buried

There is a fundamental difference between growth and maintenance, and Hickory has been living in the gap between the two for longer than most are willing to admit.

Over the past few years, many changes in the city have been described as improvements. Things are more organized, more standardized, and more efficient. On the surface, that sounds like progress—and in some cases, it is. But it helps to separate the two kinds of change that often get mixed together. Some changes add room for growth, giving more flexibility and the ability to recover when something goes wrong. Other changes are strictly about keeping things in order, even if that requires tighter rules and less forgiveness underneath. Both can look like improvements from a distance, but the difference shows up in daily life. Changes for growth support stability. Changes focused on preserving order work smoothly until the gears grind, and then the strain lands on the people dealing with it. That difference is the lens for what follows.

Growth is the creation of capacity. It is the act of building something new that expands what a community can do, making life easier, more stable, or more prosperous for the people who live here. Maintenance, however, is often about the preservation of an appearance. It is the constant, grinding work required just to keep the lights from flickering and the paint from peeling. When a city shifts from building real progress to simply maintaining an image, the change doesn't happen with a sudden, loud crash. It arrives quietly, disguised as "modernization," "new digital portals," and "strategic vision plans."

On paper, everything looks functional. The streets are paved. The bills are sent. The city government issues press releases about new grants and "smart city" initiatives. Training programs at our community colleges graduate students with high-tech skills. On any given dashboard, the city of Hickory looks like it is moving forward.

But for the person sitting at their kitchen table at 9:00 PM, trying to navigate a broken password-recovery loop for a utility bill, or the small business owner watching their insurance premiums skyrocket while local wages stay flat, there is a massive disconnect. That disconnect is The Mirage: the gap between the "modern city" described in institutional reports and the exhausted, grinding reality of the people who actually live here.

To understand why Hickory feels so busy yet so many people feel like they are falling behind, we have to look at how we have lost our Grip. In a healthy community, your hard work converts into stability—it turns into a savings account, a home, or a path for your children to stay local. But when a system is tuned to maintain a Mirage, it starts to consume that effort just to stay where it’s at. It extracts your time, your patience, and your money to keep the institutional machinery running, leaving you with nothing to show for the extra work.

==============

Section I: The Technical Gauntlet – The High Cost of "Efficiency"

In the world of government and corporate management, "efficiency" usually means doing more with less. In Hickory, as in many cities across North Carolina, this has manifested as a move toward total automation of basic services. While it sounds good in theory, it often creates a hidden tax on your time.

Consider the recent shift in how we handle basic utilities and city services. We are told these systems are "secure" and "user-friendly." However, for many residents, "user-friendly" is a code word for offloading the administrative work onto them.

When a billing system has a glitch—something as simple as a misread meter or a date sync error—the solution is no longer a five-minute conversation with a human being at a counter. Instead, the resident is forced into an unpaid, part-time job. You spend 45 minutes on a phone tree, listening to hold music, only to be told to "use the portal." You go to the portal, only to find you are locked out. You request a password reset that never arrives.

For a salaried worker with a flexible schedule and a high-speed connection, this is a nuisance. For an hourly worker in Hickory, this is a disaster. It steals time from family, from rest, or from a second job. This is Bad Friction. It's the intentional design of systems to make it harder for the individual to resolve a problem so that the institution doesn't have to pay a person to provide service. You are more than a customer, but as a customer you deserve better customer service. The city has offloaded that responsibility without accountability built into the process.

The city's dashboard shows "efficiency" because they have reduced their headcount and automated their revenue collection. But the Mirage hides the fact that the total amount of work hasn't decreased—it has just been forcibly transferred to the residents who have the least amount of time to spare. In Hickory's case, this digital push coincides with tangible cost increases: the FY 2025-2026 budget included a 1% hike in water and sewer customer charges, a 5% increase in volume rates (adding about $1.51 monthly for average households), and a $1 bump in sanitation fees to $29 per month. For those least equipped to navigate technical hurdles—like seniors or low-wage earners—these changes mean late fees, disconnections, or extra trips to City Hall during limited hours.

Access to city workers isn't impossible, but it's streamlined for self-service: Call Utility Billing at (828) 323-7424 or (828) 323-7427 for help, or use the online portal for account setup. Yet, when the system falters, the burden falls on you to chase resolution, eroding your Grip on daily stability.

==============

Section II: The Insurance Cliff and the Death of Local Ownership

Nothing maintains a Mirage better than rising property values. When the "value" of Hickory property goes up through home sales and appraisals, it looks like the value of Hickory has risen, and the narrative is to sell this as a win for everyone. But beneath the surface, the "middle layer" of our city—the local property owners and small-scale landlords—is being liquidated.

The primary tool for this liquidation is the Insurance Squeeze. Recently, insurance companies in North Carolina requested rate hikes of up to 68% for "dwelling policies." These are the specific insurance policies used for rental houses and non-owner-occupied homes.

For a massive corporate investment firm based in Charlotte or Raleigh that owns thousands of units, a 30% or 60% hike is a line item that can be absorbed or passed down across a massive portfolio – to renters and leasers. But for a Hickory family that owns one or two small rental houses or a small shop as their retirement plan or "nest egg," that hike is a death sentence for their investment. When the cost of insurance and taxes exceeds the profit from the rent, the local owner is forced to sell.

Who buys? Usually, it isn't another local family. It is a regional private equity investment firm with deeper pockets and less connection to the neighborhood. These people aren’t going to invest in your town because they don’t live there.

The "Mirage" says our real estate market is "strong" because the sale prices are high. But the reality is that the path to local ownership and local wealth-building is being destroyed. We are trading local stakeholders—people who care if the grass is cut and the neighbors are safe—for out-of-town debt collectors. We are becoming a city of managed assets rather than a community of owners with a stake in the well-being of the community.

==================

Section III: The Export of Human Capital

We are often told that education is the key to our future, and in many ways, Catawba Valley Community College (CVCC) is a crown jewel of our region. The facilities are modern, the programs are sophisticated, and the students are hardworking. But without a local "Grip," this massive public investment becomes a subsidized exit pipeline for our best talent.

The Mirage suggests that because we are training people, we are growing. But training is only growth if those people we have invested in can stay and build a life here. Right now, Hickory faces a "Wage Ceiling." We train students in high-tech manufacturing, healthcare, and computer science, but when they look for a job that allows them to buy a home or start a family, they find that the local wages don't "grip."

They put in the effort, they get the degree, but the conversion of that effort into stability happens in Charlotte, Winston-Salem, Asheville, Raleigh, Wilmington, or a place like Greenville, South Carolina.

Hickory taxpayers take on the risk and the cost of the education, while other cities reap the rewards—the tax revenue, the spending power, and the civic participation and leadership of those young workers. We are essentially paying to stabilize other regions' economies while our own local economy remains a "low-wage" environment designed to serve the Mirage of “industrial efficiency.”

=============================

Section IV: The Ritual of Powerless Participation

Finally, we have to look at how the city manages the people who actually try to speak up. Public engagement has become a governance ritual—a series of surveys, "listening sessions," and visioning exercises like the ‘Hickory Moving Forward’ transportation plan.

These events are designed to look responsive. They use bright posters, sticky notes, and "engagement consultants." But in many cases, the actual decisions—where the money goes, which roads get widened, and which neighborhoods get bypassed—are locked in years in advance by engineering firms and state-level funding formulas.

The "listening session" isn't there to alter the plan; it is there to absorb your civic energy. It is a pressure-relief valve. By the time you get to speak, the "friction" of the bureaucracy has already smoothed over any chance of real change. You are given the feeling of participation without any of the power of participation.

The city gets to check a box for their grant applications saying they "engaged the community," while the residents go back to the same congested roads and unsafe intersections they’ve been complaining about for a decade. This is motion without movement. It is the maintenance of the Mirage of "democracy" while the actual machinery of power remains insulated from the public.

====================

File:Greek lc alpha.svgMy Own Time Ω

What Happens When Traction Disappears

I want to be careful here, because this is where discussions like this usually go off the rails.

This is not about assigning blame to any one institution, board, or office. It is not about nostalgia for a past that cannot be recreated. And it is not about denying that cities must adapt, modernize, and change. All of that is true. But it is also incomplete.

What gets lost in these conversations is the difference between a system that adapts with its people and one that adapts at their expense. When traction disappears, people do not suddenly stop trying. They adjust. They simplify. They narrow their expectations. They accept more friction and call it "resilience."

That is how a mirage survives.

I hear it in how people talk now. Not in dramatic complaints, but in quiet recalibration. Fewer long-term plans. Less confidence that effort will translate into security. More energy spent navigating systems instead of building lives. People are not disengaged—they are exhausted by compliance. When the "Institutional Machinery" replaces human middle layers with digital hurdles, the resident stops being a stakeholder and starts being an unpaid administrator for the city's revenue collection.

When the path forward becomes too narrow, people do not push harder. They step sideways. They leave—our "Human Capital Export Pipeline" is proof of that. Or they stay and stop expecting the system to work for them.

This is the danger of mistaking activity for health. A system can look busy while quietly shedding the very layers that once made it resilient. Middle layers matter. They absorb shocks. They provide redundancy. They allow a person to make a mistake without falling out of the economy entirely. When those layers erode—when the local landlord is liquidated by an "Insurance Squeeze" and the local graduate hits a "Wage Ceiling"—the system does not fall. It hardens. Participation becomes conditional. Ownership becomes a luxury. Progress becomes something that happens somewhere else.

None of this shows up cleanly in dashboards or annual reports. It shows up in timing. In who can still recover from a setback. In who can still say yes to opportunity. In who has room to breathe.

Traction requires friction—but in the right places. It requires systems that allow learning, recovery, and gradual advancement. When "Good Friction" is stripped out for the sake of institutional efficiency and "Bad Friction" is concentrated onto individuals, what you get is not progress. You get fragility disguised as order.

The mirage is maintained by activity. By upgrades. By constant motion. But motion without movement does not move a community forward; it only keeps it busy while the foundation is hollowed out.

If there is a task in front of us now, it is not to chase growth narratives or polish the language of progress. It is to ask harder questions about where effort still turns into stability—and where it no longer does. Because once a place loses that conversion, people do not fail the city. They simply stop investing in it.

And by the time that disinvestment becomes visible on a dashboard, the mirage has already done its work.


Wednesday, February 4, 2026

Middle Class Traction #5: Affordability → Optionality

How “Optionality” Is Used in This Series

Plain-language definition: 

In real terms, Optionality is your "room to move." It’s the ability to say "no" to a bad situation or "yes" to a better one without the whole car flipping over.

  • Flexibility & Adaptability: Rigid plans become obsolete; optionality lets you pivot as conditions reveal themselves.

  • Resilience: It's a proactive way to build resilience by preparing for shocks, not just reacting to them.

  • Asymmetry: Good optionality offers large potential gains (upside) for a small, known cost (downside), says Taylor Pearson.

  • Delayed Commitment: You make reversible decisions early on, allowing commitments to come later when you have more information.

  • Action, Not Indecision: It's not about waiting but about taking actions that preserve future choice, like learning a versatile skill or building reserves.

Examples:

  • Financial: Buying a stock option gives you the right to buy or sell at a set price later, letting you profit if prices rise without losing if they fall, according to the Gunvor Group.

  • Career: Developing a skill with many applications (e.g., coding) provides more optionality than a niche skill, as it opens more job doors, say {Link=Farnam Street https://fs.blog/preserving-optionality/} and Taylor Pearson.

  • Business: A company investing in R&D for several potential new products, rather than just one, maintains optionality for future market opportunities.




What Optionality Used to Mean

Optionality isn't wealth, comfort, or abundance. It is the capacity to absorb an error without long-term damage. It is the presence of margin (having a cushion)—financial, temporal, and psychological—that allows households to adjust decisions without locking in permanent consequences.

When optionality exists, choices remain reversible. A job change can be tested. A move can be reconsidered. A temporary setback doesn't dictate the next decade of a household’s life. Risk still exists, but it is bounded. Mistakes are survivable rather than defining.

  • In plain English: A family has savings, stable housing, and two steady incomes. One parent considers changing jobs. If it doesn’t work out, they can look for something else without falling behind on rent or missing bills. They might lose some income for a few months, but they can recover.

  • If they move to a different neighborhood and decide it was a mistake, they can move again when the lease ends without wrecking their finances. The move costs money, but it doesn’t derail their plans for the next ten years.

  • If the car breaks down or one person misses a few paychecks, they use savings, adjust spending, and get back on track. The problem is real, but it doesn’t force them to change schools, leave their job, or give up long-term plans.

In this situation, choices are reversible. Trying something new doesn't lock the household into permanent consequences. A bad decision costs time or money, but it doesn't decide the future.

That is what optionality looks like in practice and why it  matters more than headline stability. Two households can earn similar incomes, live in similar housing, and appear equally “functional,” yet operate under very different conditions. One retains slack in the system. The other doesn't. Optionality is the difference.

Optionality is also what converts effort into traction. It allows households to respond to changing conditions instead of merely absorbing them. Without it, decisions stop being tools for improvement and become tools for damage control. Households may remain active, responsible, and employed, but the space in which agency operates has already begun to close.



How Affordability Turns Trade-Offs into Locks 

Affordability is the mechanism that determines whether trade-offs remain temporary or become permanent. When costs rise faster than household capacity, decisions lose reversibility. What once could be tested and adjusted becomes fixed.

  • Affordability means a household can pay for basic needs and still have room left over. Costs fit within income without forcing sacrifices.  If one expense changes, life doesn't have to be rearranged to absorb it. In an affordable situation, money covers today and leaves space for tomorrow.

  • Tradeoff exists when paying for one thing requires giving something else up.  There is no room in the budget, only substitution.  Every decision solves one problem by creating another. In a tradeoff situation, staying afloat depends on constant choice and sacrifice.

Under sustained affordability pressure, households stop making exploratory choices. They begin making defensive ones. A housing decision can no longer be revisited without loss. A job change carries too much downside risk to attempt. A budget adjustment doesn't restore margin; it merely redistributes strain. Each decision reduces future flexibility instead of preserving it.

This is where traction quietly fails. Effort continues, but it no longer produces advancement. Trade-offs ratchet up rather than resolve. Households are not choosing better paths; they are choosing which constraints they can tolerate.

The thing is, affordability (money) pressure doesn't usually hit like a sudden disaster. It shows up as decision hardening. You still have choices, but they stop being temporary. You end up locked into long-term commitments you only made because you had to—even if you never intended for them to be permanent.

Affordability doesn’t remove choice. It locks it in.



When Choice Becomes Constraint

As affordability pressure hardens decisions, the nature of choice itself changes. Households are still deciding, but those decisions no longer expand what is possible. They’ve stopped playing offense; they are just managing exposure.

This shift doesn't happen all at once. Options remain visible, but the safety margin disappears. Choices that once felt like a fair risk now carry an unacceptable downside. A move that might improve your situation also threatens an immediate loss. Over time, caution replaces experimentation—not because people have become risk-averse, but because the cost of a single error is now too high.

Choice doesn't disappear; it just reverses function. Instead of opening paths, it closes them. Decisions are made to prevent backsliding rather than to create improvement. The appearance of agency remains, but its effect is gone.

  • Agency ( The Power to Steer) is the feeling that you are the driver of your own life. It’s the ability to make a choice that actually changes your circumstances.

  • Constraint (The Walls Closing In) is the set of limits that dictate what you must do. It’s the invisible fence created by high costs, debt, or lack of savings.

This is the point where choice becomes constraint. Households remain active and responsible, but they are essentially treading water—working hard just to maintain their position. They are no longer shaping a direction; they are defending a spot. Optionality has already begun to erode, even though daily life still appears intact.



“One Surprise Away” Living

When optionality has largely disappeared, households often describe their condition the same way: they are one surprise away from trouble. Not collapse. Not failure. Just trouble that cannot be absorbed.

Bills are paid. Jobs are held. Routines continue. From the outside, life still looks functional. What has changed is the absence of recovery space (cushion). A medical bill, a car repair, a rent increase, or a short interruption in income no longer fits inside the household’s capacity to adjust. There is no margin left to absorb disruption without lasting damage.

This condition becomes normalized precisely because nothing has formally broken. Stress stops registering as a warning signal because it is constant. Households recalibrate expectations downward and redefine stability as “nothing going wrong this month.”

This isn't crisis living. It is constrained living. Systems continue to operate, but households no longer have the ability to recover from error. Economic fragility is no longer visible through collapse. It is visible through the disappearance of buffer, correction, and recovery.



The Loss of Economic Agency

Optionality is just another word for economic agency. It’s your ability to change lanes, take a smart risk, or react to life without getting wrecked. When your options disappear, your agency—your power to actually steer your life—goes with them.

At this point, you aren’t choosing between different paths forward anymore. You’re just playing defense within a tight box. You’re still working hard, you’re still disciplined, and you’re still taking care of your responsibilities—but your decisions don’t actually change the scoreboard. You’re active, but that activity isn't turning into progress.

When optionality is gone, getting ahead becomes about luck rather than good judgment. A lucky break might save you, but no amount of "hustle" or smarts can change the math. This is where your effort stops building on itself; it just keeps you from drowning.

This isn't a personal failure. It’s a structural squeeze. People stay employed and "functional," but the number of futures they can actually reach has narrowed. Your agency hasn't vanished—it’s been compressed.

That compression is the real end of the middle-class dream. It’s not a total collapse; it’s a confinement. You’re still moving, but the space where that movement actually matters has closed up on you.



Why Optionality Is the Real Measure

We usually talk about affordability in terms of prices or wages, but optionality is what actually matters. It’s the true signal of whether you can still reach a better future through the choices you make on purpose.

When you have optionality, you have a margin for error. You can bounce back from a mistake, handle a surprise bill, or change your strategy when the world shifts. When it’s gone, life feels tight even if you haven't "failed" at anything. The choices are still there, but your effort stops moving the needle.

Because everything still looks "fine" on the outside, people overlook your struggles. Households keep grinding. Everyone stays busy. There’s no big, dramatic crash to point to, but the momentum is gone. You’re working just as hard, but you’ve stalled out.

This is how middle-class traction dies—it doesn't go out with a bang; it just thins out and slows down. It stops turning hard work into actual progress. When your options close up, you don't stop trying; you just stop advancing.

Affordability is the gatekeeper, but optionality is the heartbeat. When that optionality is compressed to zero, it’s the clearest sign that agency is gone. You might still look stable, but the power to change your life has already been lost.



Putting it All Together

The reason I keep coming back to optionality is that it's the real heartbeat of the middle class. Everyone focuses on the price of gas or eggs, but the real crisis is that the 'room to move' is being compressed to zero.

When that happens, you lose your agency. You’re still working your tail off, but you’re just treading water in a narrow tube. You look stable on the outside, but you've lost the ability to actually steer your life toward something better. The choices are still there—you can choose which bill to pay first—but the choices that actually change your life have been taken off the table."